How do lenders determine how much you can spend on a home?

- Debt-to-income will tell us how much money you make and how much money is being spent.  This tells the lender what payment you would be able to make each month.

Interest rates can greatly affect your loan amount and how much home you can afford.

But what determines interest rates?

– Type of mortgage, credit history, loan amount, and current market conditions.

Contact me today to find out how much house you can afford!

Danielle Hifko, Mortgage Consultant

New American Mortgage

910-581-6398

Watch out Convention Center, The Epiphany School is Coming!

On Saturday, The  Epiphany School will be holding it’s 4th Annual Gala to support the school. So far the students and staff  have raise over $54,000 in ticket sales for this event and now it is your turn New Bern.

Come out with you pocket books open and help support this great school.

Silent Auction has over 100 items followed by a Live Auction with some amazing prizes.

Be at the New Bern Convention Center at 6:00 pm this Saturday!

Check out what Real Estate is doing this Month!