Archive for May, 2008

2 Mortgage Options For Our Military at Cherry Point

Wednesday, May 28th, 2008

When looking for a mortgage, Two great options for our service men and women are out there to take.

1. Va Mortgage: 100% financing option, Va Funding fee can be rolled into the loan, uses entitlement and can not be used without release.

2. Vet’s Choice: Offered by companies like Navy Federal, this is another loan that offers 100% financing but is a conventional loan and does not use a service persons entitlement.

5 Reasons Why New Bern is A Great Place To Call Home!

Tuesday, May 27th, 2008

I have lived in New Bern for almost 14 years and I always get asked the question of why did I decide to live in New Bern?

Sunny day in New Bern NC

My Response is this,

1. I have never felt threatened or scared to go anywhere in New Bern, whether driving or walking, day or night.

2. I am not faced with 2 hours of traffic coming or going from work.

3. New Bern offers a wide variety of water sports since it is sitting at the mouth of two rivers, The Trent River and The Neuse River.

4. It is close to the Atlantic Ocean. You can get to the beaches in 40 to 45 minutes from New Bern. Here are the directions from Google maps.

5. The Southern Charm of this town speaks for itself. On every street corner you will see a smiling face looking back at you. A wave and a smile goes along way to make you feel at home when you are hundreds of miles away from your real home.

5 Places to Look For Used Furniture in New Bern and Havelock

Friday, May 23rd, 2008

As a Real Estate Agent who works with a lot of Military families going to Cherry Point, I get asked where can they buy furniture in this area.

Here is where to look:

1. Yard sales on base or the surrounding areas. The summer is a great time to catch people moving to different states or even out of the county. I have know people to pick up cheap appliances as well at these sales.

2. I found a great deal on a side by side refrigerator at a used furniture store in James City(New Bern) for $289.00 in great shape. There are many of these kind of stores all through out New Bern and Havelock area just off of HWY 70.

3. Discount Stores are plentiful and another good resource here in New Bern and Havelock.

4. Habitat For Humanity and Good Will do have their fair share of furniture as well.

5. If you want the upper end stuff, you will need to go to Ashley Furniture store in Clayton, about 1 1/2 hour drive or HighPoint NC where the furniture capital is located.

Don’t Sell Your Home in New Bern or Havelock Until You Do These 5 Things

Wednesday, May 21st, 2008

 If you are about to sell you home in the New Bern or Havelock  Market then here are some deal saving tips to consider:

  1. Get estimates from a reliable repair person on items that look like they would need to be replaced. For example a roof or worn carpeting. This way, buyers will have a better sense of how much these needed repairs will effect their cost.                                                                                                  
  1. Have a termite inspection done  to make sure that this will not be the problem keeping your from selling your home.
  1. Get a pre-sale home inspection so that you’ll be able to make repairs before buyers become concerned and cancel a contract.
  1. Find and leave out warranties and guarantees on the furnace, appliances, and other items that will remain with the house. 
  2. Consult a Home Staging professional on ways to present your home in the best possible light.


Craftman Style Homes Seen in New Bern NC

Monday, May 19th, 2008

Granthum Place, Located off of Old Cherry Point Road, has a style of it’s own.

Starting in the Mid $200,000, this new community has a unique flavor to it.

Granthum Place, A new community in (James City) New Bern

3 or 4 Bedrooms with Bonus Rooms can be found in these fantastic homes!

3 Reasons Why You Should Live in Indian Woods(New Bern NC )

Monday, May 19th, 2008

Homes Priced Under $200,000 Between New Bern and Havelock NC

1. There are not many new homes priced under $200,000 left in New Bern or Havelock NC anymore.

2. This area is convenient to both New Bern and Havelock, just 10 min to the MCAS at Cherry Point or 10 min into Downtown New Bern.

3. Over the years this area, we call it Area 4 or 11(depending on which side of the Hwy you are located) has appreciated in value like no other area.

For more information on Indian Woods visit

Time To Buy The Donuts New Bern!

Monday, May 19th, 2008

Hey New Bern, look at what has finally come to our neck of the woods.

Dunkin Donut Shop Comes to New Bern

Today the first Dunkin Donut store opened for business, I can not get my kids to stop talking about it.

The store is located 0ff of HWY 70 East, just inside the gates of Taberna.

What Do You Know About VA Loans?

Thursday, May 15th, 2008

Did you know that your VA entitlement could be used more than once if your home was sold and the purchaser obtained a new loan?  Also, a bonus entitlement may assist you in purchasing another home with your VA entitlement depending on the loan amount and your remaining entitlement. 

Did you know that a VA loan might be assumable subject to certain restrictions? 

Did you know that some veterans are “Exempt” from the VA funding fee or you may receive a reduced VA funding fee with as little as a 5% down payment even on subsequent use. 

Did you know you that you may be able to refinance your VA loan to a lower interest rate without cash out of pocket? 

Did you know that a seller could pay your closing costs on a VA loan up to a certain amount? 

Did you know that VA does not set the interest rates?  Therefore, it is a very competitive market and you may want to compare interest rates.  However, when comparing interest rates compare discount points and loan origination fees, if any.



3 Resons Why to Attend New Bern Area Soccer Tryouts

Thursday, May 15th, 2008

1. Tryouts are a great way to gage your skill level against other players.

2. New Bern needs a lot of good players for each age group to build the teams they need to compete against other areas.

3. Soccer is a great way to learn how to be a part of a team, skills needed for later in life.

Soccer Tryouts start next week May 20th to May 29th. GO to the New Bern Soccer Association Site to check out the details.

New Bern’s Own May Day For Mutts!

Sunday, May 11th, 2008

What is May Day for Mutts you ask, well at least I did. This is a moment that was created by Karen Derrico, author of Unforgettable Mutts:Pure Of Heart Not of Breed.

This moment was created to shin the light on a horrifying statistic that 75% of all dogs that enter shelters today are mixed breeds. There is such a bad stigma placed on dogs because they are not pure bred, that they get bypassed during the adoption process at the shelters.

Therefore a special day was created to educated the public on these magnificent animals. The official Mayday For Mutts is the first Sunday of each May(May 7Th this year). Actually the entire month is dedicated to these special critters but they do have the one official day. In New Bern I think I saw a sign for May 10Th but I did not see a lot of advertisement for the event. Sorry to say I think I missed it this year.

My thoughts are this, who said a dog has to be pure breed to be a good dog. I have owned many dogs in my life and all have been mixed except 1, but still a rescue dog. They are just as or even more loving, loyal, protective and playful as any pure bred out there.

Please go to this site to learn how to adopt one of these great dogs, I did!

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